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July 5th, 2008 
Tom Smok, M.A. 905.897.9555 tsmok@sutton.com
Sales Representative

Sutton Group Summit Realty Inc., Brokerage
3 FREE REAL ESTATE E-BOOKS

               Sutton Member Program                

            Financing   4.75%*   5-yr closed/fixed

Welcome Home

  For Immediate Assistance Please Call Tom at     

                                     905.897.9555

 or e-mail:   tsmok@sutton.com                            

MississaugaBramptonOakvilleToronto
MississaugaBramptonOakvilleToronto
MississaugaBramptonOakvilleToronto
MississaugaBramptonOakvilleToronto
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Find Your Dream HomeFree Evaluation
If the time has come for You to "Find Your Dream Home", then I would love to help. New Listings appear daily on MLS®. By filling out the form, I can have new Listings emailed to You as soon as they become available.The Equity in your home is like any other investment - it needs to be monitored. Homeowners should have their Equity evaluated once a year.
Now might be the perfect time...
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The World Wide Web

The World Wide Web

I will expose your home on the following major Real Estate wsbsites within 24 hours:

www.TORONTOMLS.net              for the Realtors,

www.MLS.ca                              for the Canadian public,

www.REALTOR.com                    for the US. public,

www.SUTTON.com                     our companies national website,

www.suttongroupsummit.com      our office site,

www.4MississaugaHomes.com     another office site,

and on my own website.   www.tomsmok.com

From The Desk of The President

From The Desk of The President

Why Use a Mississauga REALTOR® to Sell Your Home?
Spring is typically a popular time to sell a home. In today's sellers market, many homeowners
have considered "going it alone" and selling their homes without the help of a REALTOR® 
to "save the commission." However, once they realize how complex and intimidating a real estate
transaction can be, most people reconsider and enlist the services of a REALTOR® to guide 
them. In reality, a "for sale by owner" transaction usually doesn't result in the cost savings
the homeowner may have hoped for. Most often, "for sale by owner" translates into
"discount" for potential homebuyers. As well, the sale of a home requires an organized, 
step-bystep approach that many homeowners just don't have the time, skill or experience
to carry out.
Do You Have The Time?
A REALTOR® provides many services including identifying your needs and wants, 
helping to set a listing price within current market guidelines, developing a marketing plan, 
offering tips and advice to make your home more attractive and "saleable,"
and acting on your behalf during negotiations to ensure your interests are protected. 
Even if you had the time to do all this yourself, how much would you really save when you
factor in the amount of time you'd have to invest.
Another advantage of working with a REALTOR® is the far reaching exposure you will receive.
REALTOR® Expertise
A REALTOR® has vast amounts of real estate knowledge and the experience required 
to stay cool, even in a hot real estate market. In Ontario, a REALTOR® is a licensed 
real estate professional who is a member of a local real estate board as well as the
Canadian Real Estate Association (CREA)
and the Ontario Real Estate Association (OREA)  .
When you work with a REALTOR®, you can expect strict adherence to provincial law as well as
to a code of ethics ensuring you'll receive the highest level of service, honesty and integrity. 
The Mississauga Real Estate Board   provides to its members continuous education 
and information updates on a local level in order for its members to better serve you, their clients.
Setting A Price
One of the most important services a REALTOR® will provide is helping you determine 
the "asking price" of your home. Setting a sales price is one of the most difficult and yet critical 
steps in the home-selling process. This is an area that requires extensive knowledge 
and training as well as access to sophisticated market analysis. 
Most "do-it-yourselfers" lack these resources and end up "guessing" at their price. 
If you set your price too high, many prospective buyers will be frightened off without even looking
at the property; too low, and you could miss out on thousands of dollars.
Selling your home is not a simple procedure. It involves large sums of money, 
stringent legal requirements and the potential for costlymistakes. 
A REALTOR® is committed to spending the time it takes to help you sell your home in the least 
amount of time and for the best possible price. It is important to realize that proper pricing, 
expert and effective negotiating skills can actually net more even after REALTOR® fees.
Did you know?

Did you know?

MISSISSAUGA REAL ESTATE JANUARY 2008IS A HOME A GOOD INVESTMENT?10 BEST REASONS TO MOVE
MLS® activity sets new annual record in 2007 with over 12,000 units sold For those wanting a steady return on their money, houses can be a sure bet. When the baby boomers started madly buying housesTo make the best remodel or move decision, it is important to understand all the reasons that you have to remodel and all the reasons that you have to move. This article reviews common reasons to move.
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8 COMMON MISTAKES MOST HOME SELLERS MAKERENTING VS. BUYING, WHICH IS BETTER?YOU CAN BUY A HOME WITH NO MONEY DOWN!
1. Failure to effectively market the property. Good marketing distinguishes your home from hundredsOne thing is for sure; we all know that we need a roof over our head.Is there such a thing as a No Down Payment Mortgage?
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7 HELPFUL TIPS THAT ENSURE YOUR LOAN PROCESS GOES SMOOTHLYTHERE ARE RENOVATION LOAN GRANTS:SHOULD I BUY REAL ESTATE AT THE TOP OF THE MARKET?
The loan and mortgage process is a stressful and sometimes frustThis Grant offers financial assistance to low-income households How will you know a good house when you see it? What if you buy a house and can't sell the one you own?
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